EX-PRESIDENT’S MESSAGE..
My Dearest Gnatijan—Jai Jinendra!!!

Let me offer you a warm welcome on this First edition of electronic information on KDO Welfare Association’s activity of “KDO Social Security Scheme”.( A unique scheme in all ways!!)
 My First & Foremost message to all the readers on this page is that “KDO Social Security Scheme” is purely an international level of scheme & open to all the members of our Gnati , irrespective of any location or country.
The Association is an independent Body & Not attached/affiliated to any Ekkam or Mahajan. This scheme is managed by set of people across the country, having “high flair for community service” & it is a national level association for all our Gnati members to participate. (Only once for a person in Life time!!).
Though the scheme has already crossed well above 2 decades of its existence & has seen many rises & downfalls (in terms of numbers of newly Registered members & also uneven death data over the years), which are readily observed in various charts presented in “Fact sheets”, we need to bring to the notice of common Gnatijan, that in Last 4  1/2yrs, we have added nearly 2,600 new members in the scheme (spread across the country). A great achievement by all means, considering that during the previous 4 years-48 months (April-04 to March-08), this figure was just 382. (New Registered), which derives an average of less than 100 nos per year.            Some figures worth note are
A)     Year 2008-09   Members on roll…………….....4,909 (as on 1st April-2008)
               New joined during 4 years (till 31-03-2012)   2,490
              Retd (Having completed 55 yrs of age)……..….. 650
           Expired before 55 age & benefit Amnt  given to   52
B)      Current Year 2012-13  
      New joined during the Half year……………………… .100……(upto 30th Sept-2012)
     Retd (Having completed 55 yrs of age)………....... ...81
    Expired before 55 age  & benefit  Amnt  given to   12 (all)
 Hence as on 1st Oct. 2012, the present figure on roll is Appr. 6,700.This is showing an increase of nearly 36%  over  4  1/2yrs period. 
 Almost every year no of death of all age group is ranging between 260 to 280 Gnatijans & out of this, in this age group of 1 yr to 55 yr  is nearly 50-52 nos every year. However only around 25-30%  get the benefit amount, rest remains outside the preview of this Noble scheme. (As they have not joined this Scheme.)
You all can imagine the plight of all such bereaved families!.

 The Total scheme members expired in last 22 years has reached 249 (till Sept-2012) & a handsome of Total benefit amount of Rs 1.31 Cr. has been paid. This is simply unbelievable!!!
A true case of Sadharmik Bhakti under all considerations !!!!!!!!
 Membership benefit & other criteria are mentioned on this electronic media, please take advantage of it & be a active part of this “Sadharmik  Bhakti”.
We have also initiated a new step in provision of “view Box” for any KDO Gnatijan to find out about his/her (as well any of KDO) membership details (preferably Native Place vise). This shall surely help to increase new members, particularly young age group/generation & also shall help in avoiding Duplication entries (Particularly for Ladies, before & after the Marriage.) 
Should you have any doubt, please feel free to contact us thro the website on contact page.
We shall get back to you within 2 business days.

With kind regards

 Padamkumar D. Nagda (Manawala) HUBLI (Karnataka)………………....01.10.2012

Important Note :

1) Members shall get retired as & when they complete 55 years of age & Deposit amount shall be refunded to them within a quarter.

2) As all the members do not inform us their change of Address, hence the address on our record is taken here. Plz inform us, for any change in Res.City/Address, so as to contact them in case of any Requirements of family data & also for updation of our records.

3) Similarly for few Female members,who have already married in last 8-10 Yrs, Plz send the Marriage certificate with change of name,V.P.no, New Address & change in nominee

in new request Form (after Marriage) which shall help us to cover for PA Death Insr. under new name . All such details are still awaited for many female members.

4) For registration of New Female members (married in last 10 years, including Inter-caste Marriage,) Plz fill up details of her Father/Grand Father's name

surname/VP no /Res City etc.in Application Form to verify & avoid duplicate entries

5) Membership nos from 0001 to 3999 are of Rs.1,000/- deposit & balance from 4001 onwards are of Rs.2,000/- Deposit.

6) New Born Babies & Marriage details in Last 8-10 yrs are to be added for each city of residence, as Latest datas are still under preparation, till new VP got printed out.

 
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